Best Investment Apps for Beginner Investors: Top Choices for 2025

Getting started with investing has never been easier, thanks to the growth of user-friendly investment apps tailored specifically for newbies. Whether you want to grow your wealth over time or simply dip your toes into the financial markets, choosing the best investment apps in 2025 can help set you up for confidence and long-term success in your personal finance journey.

Below, you'll discover the standout features, pros, and cons of the top beginner-friendly investment apps. Plus, check out the latest trends shaking up the world of investing right now.

Why Use Beginner Investment Apps?

• Low or No Minimum Deposits: Great for those starting with small amounts.
• Commission-Free Trades: Reduce barriers and costs.
• Education and Simple Interface: Step-by-step guides, tutorials, and intuitive design.
• Access to Fractional Shares: Allows investment in high-priced stocks with just a few dollars.
• Diverse Assets: Many apps support stocks, ETFs, crypto, and even more.

The Best Investment Apps 2025

1. Charles Schwab

Charles Schwab stands out for its extensive educational resources, top-tier customer service, and access to fractional shares, making it an excellent choice for beginners.

Key Features:

• Commission-free trades for stocks and ETFs
• Fractional share investing
• Comprehensive research and news tools
• Intuitive mobile platform
• Reliable, accessible customer support

2. Robinhood

Robinhood's no-fee model and easy-to-use interface have made it a favorite among new investors who want to trade stocks, ETFs, and even cryptocurrencies.

Key Features:

• $0 commissions for stocks, ETFs, options, and crypto
• Fractional shares available
• Streamlined mobile app for intuitive use
• Simple trade order placements
• Useful introductory research and metrics

3. Webull

For those wanting more detailed analytics and advanced features (without complexity overload), Webull is a robust commission-free platform that still welcomes beginners.

Key Features:

• Commission-free trading on stocks, ETFs, and options
• Futures and crypto trading (crypto through a separate app)
• Advanced charting and customizable dashboards
• No account minimums to get started
• Competitive interest rates on idle cash

4. Wealthfront

Ideal for hands-off investors, Wealthfront is an automated robo-advisor that crafts a diversified portfolio for you and manages it in line with your goals.

Key Features:

• $500 minimum investment
• Automated portfolio balancing and tax-loss harvesting
• Integration with IRAs and high-yield cash accounts
• Set-and-forget investment plans for long-term growth
• Low annual advisory fees (typically a small percent of assets)

5. Stash

Stash brings education to the forefront, helping beginners learn the ropes while investing small amounts with customizable goals and guidance.

Key Features:

• Invest with as little as $5
• Offers educational content and investing tips
• Low monthly fees
• Invest in stocks, ETFs, and create tailored portfolios
• No inactivity fees; build good habits at your own pace

6. Ally Invest

Popular for its accessibility to all experience levels, Ally Invest offers an easy entry point, zero minimums, and commission-free trades in an adaptable platform.

Key Features:

• No required minimum deposit
• Commission-free trading for stocks and ETFs
• User-friendly interface
• Solid research and planning tools

7. Invstr

If you want to practice investing before risking real money, Invstr is perfect, combining a fantasy portfolio experience with real trading and learning games.

Key Features:

• Manage a virtual portfolio risk-free
• Commission-free stock, ETF, and crypto trades (small investment minimums)
• Fractional shares available
• Gamified learning—top virtual investors can win real funds

Trending Now: High-Interest Investment App Developments

Surge in AI-Powered Investment Guidance

Over the past week, searches for “AI investment advice apps” have surged as major platforms—including Wealthfront and Schwab—expand their use of AI to offer personalized investment recommendations, automated rebalancing, and real-time educational feedback. New AI-driven features are making it easier for beginners to set financial goals, adjust risk, and optimize their portfolios with minimal manual intervention. This trend is rapidly transforming the beginner investing landscape as more users seek “smart” guidance to help them navigate market volatility and maximize returns in 2025.

How to Choose the Right Investment App

When deciding which app is right for you, consider:

• Ease of Use: Favor apps with simple navigation and clear instructions.
• Educational Resources: Are tutorials and articles available?
• Account Minimums: Start with what you’re comfortable investing.
• Fees: Compare monthly fees, trading commissions, and transfer charges.
• Customer Support: Responsive, knowledgeable support is vital for new investors.
• Asset Availability: Ensure the app supports the investments you’re interested in, such as stocks, ETFs, or crypto.

FAQs: Best Investment Apps 2025

What is the best investment app for complete beginners?
Charles Schwab and Stash are top picks due to their educational resources and intuitive platforms that guide new users every step of the way.

Do I need a lot of money to start investing with these apps?
No, many leading investment apps let you start with as little as $5 or even less thanks to fractional shares and micro-investing features.

Are investment apps safe for storing money?
Most major apps are regulated, and accounts are protected by government insurance schemes (SIPC for investments, FDIC for cash) up to certain limits, but always use strong passwords and enable app security features.

Can I invest in cryptocurrencies through these apps?
Yes, a growing number of apps like Robinhood and Webull support crypto trading, but be mindful of added risks and volatility.

Are there any hidden fees with investment apps?
While most apps offer commission-free trades, watch for account maintenance fees, transfer fees, or subscription costs for premium features.

By leveraging these best investment apps in 2025, beginner investors can embark on their financial journeys with ease, confidence, and the support of modern technology. Get started today and let your money start working for you!